Home Loan Repayment Options

An NRI has several options to repay a home loan

As per norms prescribed by the RBI, NRIs have several options for repaying home loans:

With regard to repayment of their home loan, NRIs could note the following:

In case a loan is pre-closed by means of prepayment, lending institutions usually levy a charge as a percentage of the outstanding loan principal, and all prepayments made in the 12-month period preceding the loan pre-closure.

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